Frequently Asked Questions (FAQs)

What is MCA?

MCA is an acronym for Motor Club of America. MCA is a trusted company with an established history of 86 years that provides motor club products and services to drivers and non-drivers in the United States and Candidates. When members join MCA they have access to many benefits of other auto clubs, such as AAA, but much more. Some of the products and services our members enjoy are:

Emergency Road Side Assistance
Travel Planning Assistance
Uninterrupted Travel Assistance
Up to 60% Discounts on Vision, Prescriptions and Dental

If my vehicle breaks down, how long will it take before I can get help?

Members can have a peace of mind during the time of an emergency. If your vehicle breaks down during your time of travel to and from work, school, home or vacation, you can call the toll-free customer number you are provided when you join as a member. Our company has Customer Service Representatives available 24 hours a day, 7 days a week, 365 days per year who are able to help you get the assistance you need and to get you back on the road in a short period of time. Under our sign-and-tow service program, our company has contracted with tow companies in your area and who will arrive to you shortly, or you can tell us who your preferred tow provider is and we will contact them on your behalf.

I am already a member of AAA or another motor club, why should I join MCA?

Ask yourself a couple of questions. Does your motor club directly send you a check when you are treated at an emergency room, trauma center, or have to spend time in the hospital for injuries you received in a motor vehicle accident? Well MCA does, and our mission is to meet the needs of our members first! Our members needs are priority which is the primary reason that our company provide its members a range products and services, including paying them directly for emergency room visits and hospitalization. To compare the products and services of MCA to that of AAA click here.

How much does it cost to join MCA?

MCA offers membership packages which are affordable at various levels that are designed to meet the needs of our members unique needs. To learn more about our packages, visit the Security, Security Plus and Total Security Membership pages. Or you can contact us at 314-723-5633 to discuss your needs and we will be able to recommend the package which is in your best interest.

I would like to enroll as a MCA member, or I am already a MCA, how can I access my account?

You can enroll as a member with MCA or access your account via our secured website by going to TVC/Motor Club of America.

What is MCA Emergency Assistance?

When you are a MCA member, you are protected regardless whether you are at home or away from home. If you have a flat tire, need towing service, or your vehicle becomes disabled, including due to a car accident, you can contact one of our Customer Service Representatives, 24 hours a day, 7 days a week, 365 days a year at the toll-free telephone number you are provided in your membership package. The cost of these services are covered by your monthly fee in most cases.